LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,583
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$998/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,605
+HK$2,042/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,899
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,198/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,726
+HK$2,450/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,162
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,293
−HK$1,147/mo
Today · 4.125%
HK$44,440
baseline
▲ 0.50% · 4.625%
HK$46,783
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,880/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,216
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,591
−HK$1,397/mo
Today · 4.125%
HK$46,988
baseline
▲ 0.50% · 4.625%
HK$49,848
+HK$2,860/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,976/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,190
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,509
−HK$1,338/mo
Today · 4.125%
HK$51,847
baseline
▲ 0.50% · 4.625%
HK$54,580
+HK$2,733/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,694/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,849
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,617
−HK$1,797/mo
Today · 4.125%
HK$60,414
baseline
▲ 0.50% · 4.625%
HK$64,090
+HK$3,676/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,828/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,244
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,940
−HK$1,721/mo
Today · 4.125%
HK$66,661
baseline
▲ 0.50% · 4.625%
HK$70,174
+HK$3,513/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,322/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,393 · Scale 2, in force from 26 Feb 2026)