LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,583
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,566
−HK$998/mo
Today · 4.125%
HK$33,564
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,042/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,128/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,079
−HK$1,197/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,163
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,294
−HK$1,147/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,216
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,592
−HK$1,397/mo
Today · 4.125%
HK$46,989
baseline
▲ 0.50% · 4.625%
HK$49,848
+HK$2,859/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,978/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,190
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,510
−HK$1,338/mo
Today · 4.125%
HK$51,848
baseline
▲ 0.50% · 4.625%
HK$54,581
+HK$2,733/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,696/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,850
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,618
−HK$1,797/mo
Today · 4.125%
HK$60,415
baseline
▲ 0.50% · 4.625%
HK$64,091
+HK$3,676/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,830/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,245
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,941
−HK$1,721/mo
Today · 4.125%
HK$66,662
baseline
▲ 0.50% · 4.625%
HK$70,175
+HK$3,513/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,324/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,402 · Scale 2, in force from 26 Feb 2026)