LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,586
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$998/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,140
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$956/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$1,952/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,904
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,198/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,168
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,298
−HK$1,148/mo
Today · 4.125%
HK$44,446
baseline
▲ 0.50% · 4.625%
HK$46,788
+HK$2,342/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,892/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,221
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,597
−HK$1,397/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,854
+HK$2,860/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,195
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,515
−HK$1,338/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$54,587
+HK$2,734/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,856
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$58,624
−HK$1,797/mo
Today · 4.125%
HK$60,421
baseline
▲ 0.50% · 4.625%
HK$64,097
+HK$3,676/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,842/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,251
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,948
−HK$1,721/mo
Today · 4.125%
HK$66,669
baseline
▲ 0.50% · 4.625%
HK$70,183
+HK$3,514/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,338/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,456 · Scale 2, in force from 26 Feb 2026)