LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,587
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$998/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,083
−HK$956/mo
Today · 4.125%
HK$37,039
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,078/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,905
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,084
−HK$1,198/mo
Today · 4.125%
HK$40,282
baseline
▲ 0.50% · 4.625%
HK$42,733
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,564/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,169
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,300
−HK$1,147/mo
Today · 4.125%
HK$44,447
baseline
▲ 0.50% · 4.625%
HK$46,790
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,894/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,222
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,598
−HK$1,398/mo
Today · 4.125%
HK$46,996
baseline
▲ 0.50% · 4.625%
HK$49,855
+HK$2,859/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,992/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,197
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,516
−HK$1,339/mo
Today · 4.125%
HK$51,855
baseline
▲ 0.50% · 4.625%
HK$54,588
+HK$2,733/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,710/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,857
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,626
−HK$1,797/mo
Today · 4.125%
HK$60,423
baseline
▲ 0.50% · 4.625%
HK$64,099
+HK$3,676/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,846/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,253
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,950
−HK$1,721/mo
Today · 4.125%
HK$66,671
baseline
▲ 0.50% · 4.625%
HK$70,185
+HK$3,514/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,342/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,473 · Scale 2, in force from 26 Feb 2026)