LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,588
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,571
−HK$998/mo
Today · 4.125%
HK$33,569
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$2,042/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,138/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,084
−HK$956/mo
Today · 4.125%
HK$37,040
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$1,952/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,080/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,906
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,085
−HK$1,198/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,734
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,147/mo
Today · 4.125%
HK$44,448
baseline
▲ 0.50% · 4.625%
HK$46,791
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,896/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,223
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,599
−HK$1,397/mo
Today · 4.125%
HK$46,996
baseline
▲ 0.50% · 4.625%
HK$49,856
+HK$2,860/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,992/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,198
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,517
−HK$1,339/mo
Today · 4.125%
HK$51,856
baseline
▲ 0.50% · 4.625%
HK$54,589
+HK$2,733/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,712/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,858
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,627
−HK$1,797/mo
Today · 4.125%
HK$60,424
baseline
▲ 0.50% · 4.625%
HK$64,101
+HK$3,677/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,848/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,254
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,951
−HK$1,721/mo
Today · 4.125%
HK$66,672
baseline
▲ 0.50% · 4.625%
HK$70,186
+HK$3,514/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,344/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,481 · Scale 2, in force from 26 Feb 2026)