LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,589
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,572
−HK$998/mo
Today · 4.125%
HK$33,570
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,140/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,142
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,085
−HK$956/mo
Today · 4.125%
HK$37,041
baseline
▲ 0.50% · 4.625%
HK$38,994
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,082/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,907
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,086
−HK$1,198/mo
Today · 4.125%
HK$40,284
baseline
▲ 0.50% · 4.625%
HK$42,735
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,568/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,171
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,302
−HK$1,147/mo
Today · 4.125%
HK$44,449
baseline
▲ 0.50% · 4.625%
HK$46,792
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,898/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,225
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,600
−HK$1,398/mo
Today · 4.125%
HK$46,998
baseline
▲ 0.50% · 4.625%
HK$49,858
+HK$2,860/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$93,996/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,199
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,519
−HK$1,338/mo
Today · 4.125%
HK$51,857
baseline
▲ 0.50% · 4.625%
HK$54,591
+HK$2,734/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,714/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,860
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,629
−HK$1,797/mo
Today · 4.125%
HK$60,426
baseline
▲ 0.50% · 4.625%
HK$64,103
+HK$3,677/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,852/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,256
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,953
−HK$1,721/mo
Today · 4.125%
HK$66,674
baseline
▲ 0.50% · 4.625%
HK$70,188
+HK$3,514/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,348/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$519,497 · Scale 2, in force from 26 Feb 2026)