LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,596
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,579
−HK$999/mo
Today · 4.125%
HK$33,578
baseline
▲ 0.50% · 4.625%
HK$35,621
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,156/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,151
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,093
−HK$957/mo
Today · 4.125%
HK$37,050
baseline
▲ 0.50% · 4.625%
HK$39,003
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,100/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,198/mo
Today · 4.125%
HK$40,293
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,586/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,312
−HK$1,148/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$46,803
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,235
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,611
−HK$1,398/mo
Today · 4.125%
HK$47,009
baseline
▲ 0.50% · 4.625%
HK$49,869
+HK$2,860/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,018/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,211
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,531
−HK$1,339/mo
Today · 4.125%
HK$51,870
baseline
▲ 0.50% · 4.625%
HK$54,604
+HK$2,734/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,740/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,873
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,643
−HK$1,797/mo
Today · 4.125%
HK$60,440
baseline
▲ 0.50% · 4.625%
HK$64,118
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,880/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,271
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,968
−HK$1,721/mo
Today · 4.125%
HK$66,689
baseline
▲ 0.50% · 4.625%
HK$70,205
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,378/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,619 · Scale 2, in force from 26 Feb 2026)