LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,597
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,580
−HK$999/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,622
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$956/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,004
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,917
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,199/mo
Today · 4.125%
HK$40,295
baseline
▲ 0.50% · 4.625%
HK$42,746
+HK$2,451/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,590/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,182
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,148/mo
Today · 4.125%
HK$44,461
baseline
▲ 0.50% · 4.625%
HK$46,805
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,922/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,236
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,612
−HK$1,398/mo
Today · 4.125%
HK$47,010
baseline
▲ 0.50% · 4.625%
HK$49,871
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,020/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,213
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,532
−HK$1,339/mo
Today · 4.125%
HK$51,871
baseline
▲ 0.50% · 4.625%
HK$54,606
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,742/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,875
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,644
−HK$1,798/mo
Today · 4.125%
HK$60,442
baseline
▲ 0.50% · 4.625%
HK$64,120
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,884/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,273
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,970
−HK$1,722/mo
Today · 4.125%
HK$66,692
baseline
▲ 0.50% · 4.625%
HK$70,207
+HK$3,515/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,384/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,636 · Scale 2, in force from 26 Feb 2026)