LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,600
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,583
−HK$998/mo
Today · 4.125%
HK$33,581
baseline
▲ 0.50% · 4.625%
HK$35,625
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,162/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,155
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,097
−HK$957/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,007
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,920
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,099
−HK$1,199/mo
Today · 4.125%
HK$40,298
baseline
▲ 0.50% · 4.625%
HK$42,750
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$80,596/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,185
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,317
−HK$1,148/mo
Today · 4.125%
HK$44,465
baseline
▲ 0.50% · 4.625%
HK$46,808
+HK$2,343/mo
Deposit HK$5.54M · loan HK$8.31M · min. income ≈ HK$88,930/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,240
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,616
−HK$1,398/mo
Today · 4.125%
HK$47,014
baseline
▲ 0.50% · 4.625%
HK$49,875
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,028/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,216
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,536
−HK$1,339/mo
Today · 4.125%
HK$51,875
baseline
▲ 0.50% · 4.625%
HK$54,610
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,750/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,880
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,649
−HK$1,798/mo
Today · 4.125%
HK$60,447
baseline
▲ 0.50% · 4.625%
HK$64,125
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,894/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,278
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,975
−HK$1,722/mo
Today · 4.125%
HK$66,697
baseline
▲ 0.50% · 4.625%
HK$70,213
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,394/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,677 · Scale 2, in force from 26 Feb 2026)