LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,601
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,584
−HK$998/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,626
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,156
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$957/mo
Today · 4.125%
HK$37,055
baseline
▲ 0.50% · 4.625%
HK$39,008
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,110/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,921
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,100
−HK$1,199/mo
Today · 4.125%
HK$40,299
baseline
▲ 0.50% · 4.625%
HK$42,751
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,598/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,187
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,318
−HK$1,148/mo
Today · 4.125%
HK$44,466
baseline
▲ 0.50% · 4.625%
HK$46,810
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,932/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,241
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$45,617
−HK$1,398/mo
Today · 4.125%
HK$47,015
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,030/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,218
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,538
−HK$1,339/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$54,611
+HK$2,734/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,881
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,651
−HK$1,797/mo
Today · 4.125%
HK$60,448
baseline
▲ 0.50% · 4.625%
HK$64,126
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,896/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,280
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,977
−HK$1,722/mo
Today · 4.125%
HK$66,699
baseline
▲ 0.50% · 4.625%
HK$70,215
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,398/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,691 · Scale 2, in force from 26 Feb 2026)