LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,602
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,585
−HK$998/mo
Today · 4.125%
HK$33,583
baseline
▲ 0.50% · 4.625%
HK$35,627
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,166/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,157
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,100
−HK$956/mo
Today · 4.125%
HK$37,056
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,112/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,922
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,102
−HK$1,198/mo
Today · 4.125%
HK$40,300
baseline
▲ 0.50% · 4.625%
HK$42,752
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,600/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,188
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,319
−HK$1,148/mo
Today · 4.125%
HK$44,467
baseline
▲ 0.50% · 4.625%
HK$46,811
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,934/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,242
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,619
−HK$1,398/mo
Today · 4.125%
HK$47,017
baseline
▲ 0.50% · 4.625%
HK$49,878
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,034/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,219
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,539
−HK$1,339/mo
Today · 4.125%
HK$51,878
baseline
▲ 0.50% · 4.625%
HK$54,613
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,756/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,883
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,653
−HK$1,797/mo
Today · 4.125%
HK$60,450
baseline
▲ 0.50% · 4.625%
HK$64,128
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,900/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,282
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,979
−HK$1,722/mo
Today · 4.125%
HK$66,701
baseline
▲ 0.50% · 4.625%
HK$70,217
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,402/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,708 · Scale 2, in force from 26 Feb 2026)