LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,603
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$999/mo
Today · 4.125%
HK$33,585
baseline
▲ 0.50% · 4.625%
HK$35,628
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,170/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,158
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,101
−HK$956/mo
Today · 4.125%
HK$37,057
baseline
▲ 0.50% · 4.625%
HK$39,011
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,114/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,103
−HK$1,199/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,190
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,321
−HK$1,148/mo
Today · 4.125%
HK$44,469
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,938/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,244
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,620
−HK$1,399/mo
Today · 4.125%
HK$47,019
baseline
▲ 0.50% · 4.625%
HK$49,880
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,038/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,221
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,541
−HK$1,339/mo
Today · 4.125%
HK$51,880
baseline
▲ 0.50% · 4.625%
HK$54,615
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,760/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,885
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,655
−HK$1,798/mo
Today · 4.125%
HK$60,453
baseline
▲ 0.50% · 4.625%
HK$64,131
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,906/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,284
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,982
−HK$1,721/mo
Today · 4.125%
HK$66,703
baseline
▲ 0.50% · 4.625%
HK$70,220
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,406/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,728 · Scale 2, in force from 26 Feb 2026)