LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,604
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,587
−HK$999/mo
Today · 4.125%
HK$33,586
baseline
▲ 0.50% · 4.625%
HK$35,629
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,172/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,159
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,102
−HK$956/mo
Today · 4.125%
HK$37,058
baseline
▲ 0.50% · 4.625%
HK$39,012
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,116/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,199/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,755
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,191
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,148/mo
Today · 4.125%
HK$44,470
baseline
▲ 0.50% · 4.625%
HK$46,814
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,940/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,245
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,622
−HK$1,398/mo
Today · 4.125%
HK$47,020
baseline
▲ 0.50% · 4.625%
HK$49,881
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,040/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,223
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,543
−HK$1,339/mo
Today · 4.125%
HK$51,882
baseline
▲ 0.50% · 4.625%
HK$54,617
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,764/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,887
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,656
−HK$1,798/mo
Today · 4.125%
HK$60,454
baseline
▲ 0.50% · 4.625%
HK$64,133
+HK$3,679/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,908/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,286
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,983
−HK$1,722/mo
Today · 4.125%
HK$66,705
baseline
▲ 0.50% · 4.625%
HK$70,221
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,410/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,742 · Scale 2, in force from 26 Feb 2026)