LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,605
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,588
−HK$999/mo
Today · 4.125%
HK$33,587
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,174/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,160
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$957/mo
Today · 4.125%
HK$37,060
baseline
▲ 0.50% · 4.625%
HK$39,013
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,120/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,926
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,198/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,757
+HK$2,453/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,148/mo
Today · 4.125%
HK$44,472
baseline
▲ 0.50% · 4.625%
HK$46,816
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,944/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,247
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,624
−HK$1,398/mo
Today · 4.125%
HK$47,022
baseline
▲ 0.50% · 4.625%
HK$49,883
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,044/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,225
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,545
−HK$1,339/mo
Today · 4.125%
HK$51,884
baseline
▲ 0.50% · 4.625%
HK$54,619
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,768/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,889
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,659
−HK$1,798/mo
Today · 4.125%
HK$60,457
baseline
▲ 0.50% · 4.625%
HK$64,135
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,914/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,289
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,986
−HK$1,722/mo
Today · 4.125%
HK$66,708
baseline
▲ 0.50% · 4.625%
HK$70,224
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,416/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,763 · Scale 2, in force from 26 Feb 2026)