LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,607
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,590
−HK$999/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,632
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,162
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,105
−HK$957/mo
Today · 4.125%
HK$37,062
baseline
▲ 0.50% · 4.625%
HK$39,015
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,124/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,928
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,198/mo
Today · 4.125%
HK$40,306
baseline
▲ 0.50% · 4.625%
HK$42,759
+HK$2,453/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,612/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,194
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,326
−HK$1,148/mo
Today · 4.125%
HK$44,474
baseline
▲ 0.50% · 4.625%
HK$46,818
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,948/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,249
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,626
−HK$1,398/mo
Today · 4.125%
HK$47,024
baseline
▲ 0.50% · 4.625%
HK$49,885
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,048/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,227
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,547
−HK$1,339/mo
Today · 4.125%
HK$51,886
baseline
▲ 0.50% · 4.625%
HK$54,621
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,772/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,892
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,662
−HK$1,798/mo
Today · 4.125%
HK$60,460
baseline
▲ 0.50% · 4.625%
HK$64,138
+HK$3,678/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$120,920/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,292
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,989
−HK$1,722/mo
Today · 4.125%
HK$66,711
baseline
▲ 0.50% · 4.625%
HK$70,228
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.47M · min. income ≈ HK$133,422/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,788 · Scale 2, in force from 26 Feb 2026)