LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,608
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$999/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$2,043/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$957/mo
Today · 4.125%
HK$37,063
baseline
▲ 0.50% · 4.625%
HK$39,016
+HK$1,953/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,126/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,929
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,109
−HK$1,199/mo
Today · 4.125%
HK$40,308
baseline
▲ 0.50% · 4.625%
HK$42,760
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,616/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,196
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,327
−HK$1,148/mo
Today · 4.125%
HK$44,475
baseline
▲ 0.50% · 4.625%
HK$46,820
+HK$2,345/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,950/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,627
−HK$1,399/mo
Today · 4.125%
HK$47,026
baseline
▲ 0.50% · 4.625%
HK$49,887
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,052/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,228
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,549
−HK$1,339/mo
Today · 4.125%
HK$51,888
baseline
▲ 0.50% · 4.625%
HK$54,623
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,776/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,894
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$58,663
−HK$1,798/mo
Today · 4.125%
HK$60,461
baseline
▲ 0.50% · 4.625%
HK$64,140
+HK$3,679/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,922/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,294
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$64,991
−HK$1,722/mo
Today · 4.125%
HK$66,713
baseline
▲ 0.50% · 4.625%
HK$70,230
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,426/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,803 · Scale 2, in force from 26 Feb 2026)