LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,608
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$999/mo
Today · 4.125%
HK$33,591
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,182/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,164
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,107
−HK$957/mo
Today · 4.125%
HK$37,064
baseline
▲ 0.50% · 4.625%
HK$39,018
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,128/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,930
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,110
−HK$1,199/mo
Today · 4.125%
HK$40,309
baseline
▲ 0.50% · 4.625%
HK$42,761
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,618/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,197
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,329
−HK$1,148/mo
Today · 4.125%
HK$44,477
baseline
▲ 0.50% · 4.625%
HK$46,821
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,954/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,252
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,628
−HK$1,399/mo
Today · 4.125%
HK$47,027
baseline
▲ 0.50% · 4.625%
HK$49,888
+HK$2,861/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,054/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,230
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$50,550
−HK$1,339/mo
Today · 4.125%
HK$51,889
baseline
▲ 0.50% · 4.625%
HK$54,625
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,778/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,895
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,665
−HK$1,798/mo
Today · 4.125%
HK$60,463
baseline
▲ 0.50% · 4.625%
HK$64,142
+HK$3,679/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,926/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,295
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,993
−HK$1,722/mo
Today · 4.125%
HK$66,715
baseline
▲ 0.50% · 4.625%
HK$70,232
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,430/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,818 · Scale 2, in force from 26 Feb 2026)