LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,609
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,592
−HK$999/mo
Today · 4.125%
HK$33,591
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,182/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,165
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,108
−HK$957/mo
Today · 4.125%
HK$37,065
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,130/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,931
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,111
−HK$1,199/mo
Today · 4.125%
HK$40,310
baseline
▲ 0.50% · 4.625%
HK$42,762
+HK$2,452/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$80,620/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,198
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,330
−HK$1,148/mo
Today · 4.125%
HK$44,478
baseline
▲ 0.50% · 4.625%
HK$46,822
+HK$2,344/mo
Deposit HK$5.54M · loan HK$8.32M · min. income ≈ HK$88,956/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,253
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,629
−HK$1,399/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,890
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,231
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,551
−HK$1,340/mo
Today · 4.125%
HK$51,891
baseline
▲ 0.50% · 4.625%
HK$54,626
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,782/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,897
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,666
−HK$1,799/mo
Today · 4.125%
HK$60,465
baseline
▲ 0.50% · 4.625%
HK$64,144
+HK$3,679/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,930/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,297
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,995
−HK$1,722/mo
Today · 4.125%
HK$66,717
baseline
▲ 0.50% · 4.625%
HK$70,233
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,434/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,831 · Scale 2, in force from 26 Feb 2026)