LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,610
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,593
−HK$999/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,636
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,166
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$957/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,020
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,932
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,112
−HK$1,199/mo
Today · 4.125%
HK$40,311
baseline
▲ 0.50% · 4.625%
HK$42,764
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,622/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,199
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,331
−HK$1,148/mo
Today · 4.125%
HK$44,479
baseline
▲ 0.50% · 4.625%
HK$46,824
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,958/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,254
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,631
−HK$1,398/mo
Today · 4.125%
HK$47,029
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,058/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,232
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,553
−HK$1,339/mo
Today · 4.125%
HK$51,892
baseline
▲ 0.50% · 4.625%
HK$54,628
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,784/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,898
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,668
−HK$1,798/mo
Today · 4.125%
HK$60,466
baseline
▲ 0.50% · 4.625%
HK$64,146
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,932/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,299
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,996
−HK$1,723/mo
Today · 4.125%
HK$66,719
baseline
▲ 0.50% · 4.625%
HK$70,235
+HK$3,516/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,438/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,846 · Scale 2, in force from 26 Feb 2026)