LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,611
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,594
−HK$999/mo
Today · 4.125%
HK$33,593
baseline
▲ 0.50% · 4.625%
HK$35,637
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,186/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$956/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,020
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,933
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,113
−HK$1,199/mo
Today · 4.125%
HK$40,312
baseline
▲ 0.50% · 4.625%
HK$42,764
+HK$2,452/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,624/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,200
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,332
−HK$1,148/mo
Today · 4.125%
HK$44,480
baseline
▲ 0.50% · 4.625%
HK$46,824
+HK$2,344/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,960/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,255
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,632
−HK$1,398/mo
Today · 4.125%
HK$47,030
baseline
▲ 0.50% · 4.625%
HK$49,892
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,060/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,233
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,554
−HK$1,339/mo
Today · 4.125%
HK$51,893
baseline
▲ 0.50% · 4.625%
HK$54,628
+HK$2,735/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,786/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,899
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,669
−HK$1,798/mo
Today · 4.125%
HK$60,467
baseline
▲ 0.50% · 4.625%
HK$64,147
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,934/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,300
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$64,997
−HK$1,723/mo
Today · 4.125%
HK$66,720
baseline
▲ 0.50% · 4.625%
HK$70,237
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,440/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,854 · Scale 2, in force from 26 Feb 2026)