LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,612
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,596
−HK$999/mo
Today · 4.125%
HK$33,595
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,190/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,169
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,112
−HK$957/mo
Today · 4.125%
HK$37,069
baseline
▲ 0.50% · 4.625%
HK$39,023
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,138/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,935
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,115
−HK$1,199/mo
Today · 4.125%
HK$40,314
baseline
▲ 0.50% · 4.625%
HK$42,767
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,628/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,202
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,334
−HK$1,148/mo
Today · 4.125%
HK$44,482
baseline
▲ 0.50% · 4.625%
HK$46,827
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,964/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,257
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,634
−HK$1,399/mo
Today · 4.125%
HK$47,033
baseline
▲ 0.50% · 4.625%
HK$49,895
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$94,066/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,236
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,556
−HK$1,340/mo
Today · 4.125%
HK$51,896
baseline
▲ 0.50% · 4.625%
HK$54,632
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.70M · min. income ≈ HK$103,792/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,902
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,672
−HK$1,799/mo
Today · 4.125%
HK$60,471
baseline
▲ 0.50% · 4.625%
HK$64,150
+HK$3,679/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,942/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,303
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,001
−HK$1,722/mo
Today · 4.125%
HK$66,723
baseline
▲ 0.50% · 4.625%
HK$70,241
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,446/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,883 · Scale 2, in force from 26 Feb 2026)