LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,614
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$999/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,641
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,114
−HK$957/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,117
−HK$1,199/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,769
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,205
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,337
−HK$1,148/mo
Today · 4.125%
HK$44,485
baseline
▲ 0.50% · 4.625%
HK$46,830
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,970/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,260
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,637
−HK$1,399/mo
Today · 4.125%
HK$47,036
baseline
▲ 0.50% · 4.625%
HK$49,898
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,072/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,239
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,559
−HK$1,340/mo
Today · 4.125%
HK$51,899
baseline
▲ 0.50% · 4.625%
HK$54,635
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,798/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,906
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,676
−HK$1,798/mo
Today · 4.125%
HK$60,474
baseline
▲ 0.50% · 4.625%
HK$64,154
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,948/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,307
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$65,005
−HK$1,722/mo
Today · 4.125%
HK$66,727
baseline
▲ 0.50% · 4.625%
HK$70,245
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,454/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,914 · Scale 2, in force from 26 Feb 2026)