LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,615
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$999/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,171
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$956/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$1,955/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,118
−HK$1,199/mo
Today · 4.125%
HK$40,317
baseline
▲ 0.50% · 4.625%
HK$42,770
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,634/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,205
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,337
−HK$1,149/mo
Today · 4.125%
HK$44,486
baseline
▲ 0.50% · 4.625%
HK$46,831
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,972/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,261
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,638
−HK$1,398/mo
Today · 4.125%
HK$47,036
baseline
▲ 0.50% · 4.625%
HK$49,898
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,072/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,240
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,560
−HK$1,340/mo
Today · 4.125%
HK$51,900
baseline
▲ 0.50% · 4.625%
HK$54,636
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,800/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,907
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,677
−HK$1,798/mo
Today · 4.125%
HK$60,475
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,950/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,308
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,006
−HK$1,723/mo
Today · 4.125%
HK$66,729
baseline
▲ 0.50% · 4.625%
HK$70,246
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,458/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,923 · Scale 2, in force from 26 Feb 2026)