LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,615
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,599
−HK$999/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,642
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,172
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$957/mo
Today · 4.125%
HK$37,072
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,144/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,938
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,119
−HK$1,199/mo
Today · 4.125%
HK$40,318
baseline
▲ 0.50% · 4.625%
HK$42,771
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,636/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,206
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,148/mo
Today · 4.125%
HK$44,486
baseline
▲ 0.50% · 4.625%
HK$46,831
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,972/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,262
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,638
−HK$1,399/mo
Today · 4.125%
HK$47,037
baseline
▲ 0.50% · 4.625%
HK$49,899
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,074/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,241
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,561
−HK$1,340/mo
Today · 4.125%
HK$51,901
baseline
▲ 0.50% · 4.625%
HK$54,637
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,802/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,908
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,798/mo
Today · 4.125%
HK$60,476
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,952/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,309
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,723/mo
Today · 4.125%
HK$66,730
baseline
▲ 0.50% · 4.625%
HK$70,247
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,460/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,932 · Scale 2, in force from 26 Feb 2026)