LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,616
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$999/mo
Today · 4.125%
HK$33,599
baseline
▲ 0.50% · 4.625%
HK$35,643
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,198/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,173
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,116
−HK$957/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,199/mo
Today · 4.125%
HK$40,319
baseline
▲ 0.50% · 4.625%
HK$42,772
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,638/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,207
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,339
−HK$1,149/mo
Today · 4.125%
HK$44,488
baseline
▲ 0.50% · 4.625%
HK$46,833
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,976/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,263
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,399/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,901
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,242
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,339/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$54,638
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,909
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,680
−HK$1,798/mo
Today · 4.125%
HK$60,478
baseline
▲ 0.50% · 4.625%
HK$64,158
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,956/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,311
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,009
−HK$1,723/mo
Today · 4.125%
HK$66,732
baseline
▲ 0.50% · 4.625%
HK$70,249
+HK$3,517/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,464/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,947 · Scale 2, in force from 26 Feb 2026)