LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,617
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$1,000/mo
Today · 4.125%
HK$33,600
baseline
▲ 0.50% · 4.625%
HK$35,644
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,200/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,174
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,117
−HK$957/mo
Today · 4.125%
HK$37,074
baseline
▲ 0.50% · 4.625%
HK$39,028
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,148/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,200/mo
Today · 4.125%
HK$40,320
baseline
▲ 0.50% · 4.625%
HK$42,773
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,640/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,208
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,340
−HK$1,149/mo
Today · 4.125%
HK$44,489
baseline
▲ 0.50% · 4.625%
HK$46,834
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,978/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,264
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,398/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,339/mo
Today · 4.125%
HK$51,903
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,806/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,911
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$58,681
−HK$1,798/mo
Today · 4.125%
HK$60,479
baseline
▲ 0.50% · 4.625%
HK$64,159
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,958/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,312
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,010
−HK$1,723/mo
Today · 4.125%
HK$66,733
baseline
▲ 0.50% · 4.625%
HK$70,251
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,466/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,958 · Scale 2, in force from 26 Feb 2026)