LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,619
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,603
−HK$999/mo
Today · 4.125%
HK$33,602
baseline
▲ 0.50% · 4.625%
HK$35,647
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,204/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,120
−HK$957/mo
Today · 4.125%
HK$37,077
baseline
▲ 0.50% · 4.625%
HK$39,031
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,154/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,124
−HK$1,199/mo
Today · 4.125%
HK$40,323
baseline
▲ 0.50% · 4.625%
HK$42,776
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,646/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,211
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,344
−HK$1,148/mo
Today · 4.125%
HK$44,492
baseline
▲ 0.50% · 4.625%
HK$46,837
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,984/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,267
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,644
−HK$1,399/mo
Today · 4.125%
HK$47,043
baseline
▲ 0.50% · 4.625%
HK$49,906
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,086/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,247
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,568
−HK$1,339/mo
Today · 4.125%
HK$51,907
baseline
▲ 0.50% · 4.625%
HK$54,644
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,814/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,915
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,685
−HK$1,799/mo
Today · 4.125%
HK$60,484
baseline
▲ 0.50% · 4.625%
HK$64,164
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,968/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,317
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,015
−HK$1,723/mo
Today · 4.125%
HK$66,738
baseline
▲ 0.50% · 4.625%
HK$70,256
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,476/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$519,998 · Scale 2, in force from 26 Feb 2026)