LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,620
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$999/mo
Today · 4.125%
HK$33,603
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,206/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,177
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,121
−HK$957/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,032
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,944
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,124
−HK$1,200/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,777
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,213
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,345
−HK$1,148/mo
Today · 4.125%
HK$44,493
baseline
▲ 0.50% · 4.625%
HK$46,838
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,986/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,268
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,399/mo
Today · 4.125%
HK$47,044
baseline
▲ 0.50% · 4.625%
HK$49,907
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,088/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,248
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,569
−HK$1,340/mo
Today · 4.125%
HK$51,909
baseline
▲ 0.50% · 4.625%
HK$54,645
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,818/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,916
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,687
−HK$1,798/mo
Today · 4.125%
HK$60,485
baseline
▲ 0.50% · 4.625%
HK$64,166
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,970/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,319
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,017
−HK$1,723/mo
Today · 4.125%
HK$66,740
baseline
▲ 0.50% · 4.625%
HK$70,258
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,480/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,010 · Scale 2, in force from 26 Feb 2026)