LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,621
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$1,000/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,648
+HK$2,044/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,178
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,121
−HK$957/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,033
+HK$1,955/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,945
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,199/mo
Today · 4.125%
HK$40,324
baseline
▲ 0.50% · 4.625%
HK$42,778
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,648/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,213
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,345
−HK$1,149/mo
Today · 4.125%
HK$44,494
baseline
▲ 0.50% · 4.625%
HK$46,839
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,988/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,269
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,646
−HK$1,399/mo
Today · 4.125%
HK$47,045
baseline
▲ 0.50% · 4.625%
HK$49,908
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,090/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,249
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,570
−HK$1,340/mo
Today · 4.125%
HK$51,910
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,820/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,917
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,799/mo
Today · 4.125%
HK$60,487
baseline
▲ 0.50% · 4.625%
HK$64,167
+HK$3,680/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,974/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,320
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,018
−HK$1,723/mo
Today · 4.125%
HK$66,741
baseline
▲ 0.50% · 4.625%
HK$70,259
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,482/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,020 · Scale 2, in force from 26 Feb 2026)