LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,621
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$999/mo
Today · 4.125%
HK$33,604
baseline
▲ 0.50% · 4.625%
HK$35,649
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,208/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,178
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,122
−HK$957/mo
Today · 4.125%
HK$37,079
baseline
▲ 0.50% · 4.625%
HK$39,033
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,158/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,945
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,199/mo
Today · 4.125%
HK$40,325
baseline
▲ 0.50% · 4.625%
HK$42,778
+HK$2,453/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,650/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,214
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,346
−HK$1,148/mo
Today · 4.125%
HK$44,494
baseline
▲ 0.50% · 4.625%
HK$46,840
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,988/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,270
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,647
−HK$1,399/mo
Today · 4.125%
HK$47,046
baseline
▲ 0.50% · 4.625%
HK$49,908
+HK$2,862/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,092/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,249
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,570
−HK$1,340/mo
Today · 4.125%
HK$51,910
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,820/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,918
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,799/mo
Today · 4.125%
HK$60,487
baseline
▲ 0.50% · 4.625%
HK$64,168
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,974/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,321
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,019
−HK$1,723/mo
Today · 4.125%
HK$66,742
baseline
▲ 0.50% · 4.625%
HK$70,260
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,484/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,026 · Scale 2, in force from 26 Feb 2026)