LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,624
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$1,000/mo
Today · 4.125%
HK$33,607
baseline
▲ 0.50% · 4.625%
HK$35,652
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,214/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,124
−HK$958/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,948
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,199/mo
Today · 4.125%
HK$40,328
baseline
▲ 0.50% · 4.625%
HK$42,782
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,656/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,217
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,149/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$46,843
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,273
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,650
−HK$1,399/mo
Today · 4.125%
HK$47,049
baseline
▲ 0.50% · 4.625%
HK$49,912
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,098/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,253
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,574
−HK$1,340/mo
Today · 4.125%
HK$51,914
baseline
▲ 0.50% · 4.625%
HK$54,651
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,828/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,922
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,693
−HK$1,799/mo
Today · 4.125%
HK$60,492
baseline
▲ 0.50% · 4.625%
HK$64,173
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,984/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,326
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,024
−HK$1,723/mo
Today · 4.125%
HK$66,747
baseline
▲ 0.50% · 4.625%
HK$70,265
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,494/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,066 · Scale 2, in force from 26 Feb 2026)