LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,625
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,609
−HK$999/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,183
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$958/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,038
+HK$1,954/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,950
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,199/mo
Today · 4.125%
HK$40,330
baseline
▲ 0.50% · 4.625%
HK$42,784
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,660/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,219
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,148/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,275
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,653
−HK$1,399/mo
Today · 4.125%
HK$47,052
baseline
▲ 0.50% · 4.625%
HK$49,915
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,104/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,256
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,577
−HK$1,340/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$54,654
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,925
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,696
−HK$1,799/mo
Today · 4.125%
HK$60,495
baseline
▲ 0.50% · 4.625%
HK$64,176
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,990/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,329
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,027
−HK$1,723/mo
Today · 4.125%
HK$66,750
baseline
▲ 0.50% · 4.625%
HK$70,269
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,500/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,094 · Scale 2, in force from 26 Feb 2026)