LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,626
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,609
−HK$1,000/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,654
+HK$2,045/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,183
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,127
−HK$957/mo
Today · 4.125%
HK$37,084
baseline
▲ 0.50% · 4.625%
HK$39,039
+HK$1,955/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,168/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,131
−HK$1,199/mo
Today · 4.125%
HK$40,330
baseline
▲ 0.50% · 4.625%
HK$42,784
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,660/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,220
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,352
−HK$1,149/mo
Today · 4.125%
HK$44,501
baseline
▲ 0.50% · 4.625%
HK$46,846
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,002/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,276
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,653
−HK$1,399/mo
Today · 4.125%
HK$47,052
baseline
▲ 0.50% · 4.625%
HK$49,915
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,104/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,256
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,577
−HK$1,340/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$54,654
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,926
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,697
−HK$1,799/mo
Today · 4.125%
HK$60,496
baseline
▲ 0.50% · 4.625%
HK$64,177
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,992/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,330
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,028
−HK$1,723/mo
Today · 4.125%
HK$66,751
baseline
▲ 0.50% · 4.625%
HK$70,270
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,502/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,098 · Scale 2, in force from 26 Feb 2026)