LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,626
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$999/mo
Today · 4.125%
HK$33,609
baseline
▲ 0.50% · 4.625%
HK$35,655
+HK$2,046/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,218/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,127
−HK$958/mo
Today · 4.125%
HK$37,085
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$1,955/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,170/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,132
−HK$1,199/mo
Today · 4.125%
HK$40,331
baseline
▲ 0.50% · 4.625%
HK$42,785
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,662/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,221
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,353
−HK$1,149/mo
Today · 4.125%
HK$44,502
baseline
▲ 0.50% · 4.625%
HK$46,847
+HK$2,345/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,004/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,277
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,654
−HK$1,399/mo
Today · 4.125%
HK$47,053
baseline
▲ 0.50% · 4.625%
HK$49,916
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,106/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,257
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,578
−HK$1,341/mo
Today · 4.125%
HK$51,919
baseline
▲ 0.50% · 4.625%
HK$54,655
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,838/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,927
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,698
−HK$1,799/mo
Today · 4.125%
HK$60,497
baseline
▲ 0.50% · 4.625%
HK$64,178
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,994/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,331
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,029
−HK$1,724/mo
Today · 4.125%
HK$66,753
baseline
▲ 0.50% · 4.625%
HK$70,271
+HK$3,518/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,506/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,110 · Scale 2, in force from 26 Feb 2026)