LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,627
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,611
−HK$999/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,656
+HK$2,046/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,185
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$958/mo
Today · 4.125%
HK$37,086
baseline
▲ 0.50% · 4.625%
HK$39,041
+HK$1,955/mo
Deposit HK$6.93M · loan HK$6.93M · min. income ≈ HK$74,172/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,953
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,133
−HK$1,199/mo
Today · 4.125%
HK$40,332
baseline
▲ 0.50% · 4.625%
HK$42,787
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,664/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,222
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,354
−HK$1,149/mo
Today · 4.125%
HK$44,503
baseline
▲ 0.50% · 4.625%
HK$46,849
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,006/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,278
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,655
−HK$1,400/mo
Today · 4.125%
HK$47,055
baseline
▲ 0.50% · 4.625%
HK$49,918
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,110/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,259
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,580
−HK$1,340/mo
Today · 4.125%
HK$51,920
baseline
▲ 0.50% · 4.625%
HK$54,657
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,840/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,929
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,700
−HK$1,799/mo
Today · 4.125%
HK$60,499
baseline
▲ 0.50% · 4.625%
HK$64,180
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$120,998/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,333
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,031
−HK$1,723/mo
Today · 4.125%
HK$66,754
baseline
▲ 0.50% · 4.625%
HK$70,273
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,508/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,124 · Scale 2, in force from 26 Feb 2026)