LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,628
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,612
−HK$999/mo
Today · 4.125%
HK$33,611
baseline
▲ 0.50% · 4.625%
HK$35,657
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,222/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,130
−HK$957/mo
Today · 4.125%
HK$37,087
baseline
▲ 0.50% · 4.625%
HK$39,042
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,174/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,954
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,134
−HK$1,200/mo
Today · 4.125%
HK$40,334
baseline
▲ 0.50% · 4.625%
HK$42,788
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,668/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,223
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,355
−HK$1,149/mo
Today · 4.125%
HK$44,504
baseline
▲ 0.50% · 4.625%
HK$46,850
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,008/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,279
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,399/mo
Today · 4.125%
HK$47,056
baseline
▲ 0.50% · 4.625%
HK$49,919
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,112/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,260
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,581
−HK$1,341/mo
Today · 4.125%
HK$51,922
baseline
▲ 0.50% · 4.625%
HK$54,658
+HK$2,736/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,844/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,931
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,701
−HK$1,800/mo
Today · 4.125%
HK$60,501
baseline
▲ 0.50% · 4.625%
HK$64,182
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$121,002/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,335
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$65,033
−HK$1,723/mo
Today · 4.125%
HK$66,756
baseline
▲ 0.50% · 4.625%
HK$70,275
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,512/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,140 · Scale 2, in force from 26 Feb 2026)