LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,629
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$1,000/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,658
+HK$2,045/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$957/mo
Today · 4.125%
HK$37,088
baseline
▲ 0.50% · 4.625%
HK$39,043
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,176/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,955
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,136
−HK$1,199/mo
Today · 4.125%
HK$40,335
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,670/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,225
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,357
−HK$1,149/mo
Today · 4.125%
HK$44,506
baseline
▲ 0.50% · 4.625%
HK$46,852
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,012/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,281
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,658
−HK$1,400/mo
Today · 4.125%
HK$47,058
baseline
▲ 0.50% · 4.625%
HK$49,921
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,116/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,262
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,583
−HK$1,341/mo
Today · 4.125%
HK$51,924
baseline
▲ 0.50% · 4.625%
HK$54,661
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,848/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,933
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,704
−HK$1,799/mo
Today · 4.125%
HK$60,503
baseline
▲ 0.50% · 4.625%
HK$64,184
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$121,006/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,337
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,036
−HK$1,723/mo
Today · 4.125%
HK$66,759
baseline
▲ 0.50% · 4.625%
HK$70,278
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,518/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,161 · Scale 2, in force from 26 Feb 2026)