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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$138.71M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$442,812
−HK$27,768/mo
▼ 0.25% · 3.875%
HK$456,586
−HK$13,994/mo
Today · 4.125%
HK$470,580
baseline
▲ 0.50% · 4.625%
HK$499,214
+HK$28,634/mo

Deposit HK$41.61M · loan HK$97.10M · min. income ≈ HK$941,160/mo (50% DSR)

Upfront cash ≈ HK$50.63M (deposit + AVD stamp duty HK$9,016,149 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.