LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,630
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,614
−HK$999/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,188
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,132
−HK$957/mo
Today · 4.125%
HK$37,089
baseline
▲ 0.50% · 4.625%
HK$39,044
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,178/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,956
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,136
−HK$1,200/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,225
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,358
−HK$1,149/mo
Today · 4.125%
HK$44,507
baseline
▲ 0.50% · 4.625%
HK$46,853
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,014/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,282
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,659
−HK$1,400/mo
Today · 4.125%
HK$47,059
baseline
▲ 0.50% · 4.625%
HK$49,922
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,118/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,263
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,584
−HK$1,341/mo
Today · 4.125%
HK$51,925
baseline
▲ 0.50% · 4.625%
HK$54,662
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,850/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,705
−HK$1,799/mo
Today · 4.125%
HK$60,504
baseline
▲ 0.50% · 4.625%
HK$64,185
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$121,008/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,338
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,037
−HK$1,723/mo
Today · 4.125%
HK$66,760
baseline
▲ 0.50% · 4.625%
HK$70,279
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,520/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,170 · Scale 2, in force from 26 Feb 2026)