LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,631
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$1,000/mo
Today · 4.125%
HK$33,615
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$2,045/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,230/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,190
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$958/mo
Today · 4.125%
HK$37,091
baseline
▲ 0.50% · 4.625%
HK$39,046
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,182/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,958
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,200/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,792
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,227
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,360
−HK$1,149/mo
Today · 4.125%
HK$44,509
baseline
▲ 0.50% · 4.625%
HK$46,855
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,018/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,284
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,661
−HK$1,400/mo
Today · 4.125%
HK$47,061
baseline
▲ 0.50% · 4.625%
HK$49,924
+HK$2,863/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,122/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,265
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,587
−HK$1,340/mo
Today · 4.125%
HK$51,927
baseline
▲ 0.50% · 4.625%
HK$54,664
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,854/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,936
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,707
−HK$1,800/mo
Today · 4.125%
HK$60,507
baseline
▲ 0.50% · 4.625%
HK$64,189
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$121,014/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,341
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,040
−HK$1,723/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.48M · min. income ≈ HK$133,526/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,194 · Scale 2, in force from 26 Feb 2026)