LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,632
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$1,000/mo
Today · 4.125%
HK$33,616
baseline
▲ 0.50% · 4.625%
HK$35,661
+HK$2,045/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,232/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,134
−HK$958/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,047
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,959
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,200/mo
Today · 4.125%
HK$40,339
baseline
▲ 0.50% · 4.625%
HK$42,794
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,678/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,229
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,361
−HK$1,149/mo
Today · 4.125%
HK$44,510
baseline
▲ 0.50% · 4.625%
HK$46,856
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,020/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,285
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,663
−HK$1,399/mo
Today · 4.125%
HK$47,062
baseline
▲ 0.50% · 4.625%
HK$49,926
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,124/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,267
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,588
−HK$1,341/mo
Today · 4.125%
HK$51,929
baseline
▲ 0.50% · 4.625%
HK$54,666
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,858/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,938
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,709
−HK$1,800/mo
Today · 4.125%
HK$60,509
baseline
▲ 0.50% · 4.625%
HK$64,190
+HK$3,681/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,018/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,343
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,042
−HK$1,723/mo
Today · 4.125%
HK$66,765
baseline
▲ 0.50% · 4.625%
HK$70,285
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,530/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,209 · Scale 2, in force from 26 Feb 2026)