LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,633
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,617
−HK$1,000/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,662
+HK$2,045/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,135
−HK$958/mo
Today · 4.125%
HK$37,093
baseline
▲ 0.50% · 4.625%
HK$39,048
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,186/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,960
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,140
−HK$1,200/mo
Today · 4.125%
HK$40,340
baseline
▲ 0.50% · 4.625%
HK$42,795
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,680/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,230
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,362
−HK$1,149/mo
Today · 4.125%
HK$44,511
baseline
▲ 0.50% · 4.625%
HK$46,857
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,022/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,286
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,664
−HK$1,399/mo
Today · 4.125%
HK$47,063
baseline
▲ 0.50% · 4.625%
HK$49,927
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,126/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,268
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,589
−HK$1,341/mo
Today · 4.125%
HK$51,930
baseline
▲ 0.50% · 4.625%
HK$54,667
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,860/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,939
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,710
−HK$1,800/mo
Today · 4.125%
HK$60,510
baseline
▲ 0.50% · 4.625%
HK$64,192
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,020/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,344
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,043
−HK$1,724/mo
Today · 4.125%
HK$66,767
baseline
▲ 0.50% · 4.625%
HK$70,286
+HK$3,519/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,534/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,221 · Scale 2, in force from 26 Feb 2026)