LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,634
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,618
−HK$999/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,663
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,192
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,136
−HK$958/mo
Today · 4.125%
HK$37,094
baseline
▲ 0.50% · 4.625%
HK$39,049
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,188/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,960
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,141
−HK$1,200/mo
Today · 4.125%
HK$40,341
baseline
▲ 0.50% · 4.625%
HK$42,796
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,682/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,231
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$43,363
−HK$1,149/mo
Today · 4.125%
HK$44,512
baseline
▲ 0.50% · 4.625%
HK$46,859
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,024/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,287
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,665
−HK$1,399/mo
Today · 4.125%
HK$47,064
baseline
▲ 0.50% · 4.625%
HK$49,928
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,128/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,269
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,590
−HK$1,341/mo
Today · 4.125%
HK$51,931
baseline
▲ 0.50% · 4.625%
HK$54,668
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,862/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,941
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,712
−HK$1,799/mo
Today · 4.125%
HK$60,511
baseline
▲ 0.50% · 4.625%
HK$64,193
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,022/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,346
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,045
−HK$1,723/mo
Today · 4.125%
HK$66,768
baseline
▲ 0.50% · 4.625%
HK$70,288
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,536/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,233 · Scale 2, in force from 26 Feb 2026)