LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,634
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,618
−HK$1,000/mo
Today · 4.125%
HK$33,618
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,236/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$957/mo
Today · 4.125%
HK$37,094
baseline
▲ 0.50% · 4.625%
HK$39,049
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,188/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,961
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,142
−HK$1,200/mo
Today · 4.125%
HK$40,342
baseline
▲ 0.50% · 4.625%
HK$42,796
+HK$2,454/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,684/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,231
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,364
−HK$1,149/mo
Today · 4.125%
HK$44,513
baseline
▲ 0.50% · 4.625%
HK$46,859
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,026/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,288
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,666
−HK$1,399/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,270
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,341/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,942
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$58,713
−HK$1,799/mo
Today · 4.125%
HK$60,512
baseline
▲ 0.50% · 4.625%
HK$64,194
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,024/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,347
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$65,046
−HK$1,723/mo
Today · 4.125%
HK$66,769
baseline
▲ 0.50% · 4.625%
HK$70,289
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,538/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,242 · Scale 2, in force from 26 Feb 2026)