LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,635
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,619
−HK$1,000/mo
Today · 4.125%
HK$33,619
baseline
▲ 0.50% · 4.625%
HK$35,664
+HK$2,045/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,238/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,194
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,137
−HK$958/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,962
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,143
−HK$1,199/mo
Today · 4.125%
HK$40,342
baseline
▲ 0.50% · 4.625%
HK$42,797
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,684/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,232
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,365
−HK$1,149/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$46,860
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,289
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,667
−HK$1,399/mo
Today · 4.125%
HK$47,066
baseline
▲ 0.50% · 4.625%
HK$49,930
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,132/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,271
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,592
−HK$1,341/mo
Today · 4.125%
HK$51,933
baseline
▲ 0.50% · 4.625%
HK$54,670
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,866/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,943
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,714
−HK$1,800/mo
Today · 4.125%
HK$60,514
baseline
▲ 0.50% · 4.625%
HK$64,196
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,028/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,348
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,047
−HK$1,724/mo
Today · 4.125%
HK$66,771
baseline
▲ 0.50% · 4.625%
HK$70,291
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,542/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,254 · Scale 2, in force from 26 Feb 2026)