LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,638
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$1,000/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,141
−HK$957/mo
Today · 4.125%
HK$37,098
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,196/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,966
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,146
−HK$1,200/mo
Today · 4.125%
HK$40,346
baseline
▲ 0.50% · 4.625%
HK$42,801
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,692/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,236
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,149/mo
Today · 4.125%
HK$44,518
baseline
▲ 0.50% · 4.625%
HK$46,865
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,036/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,293
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,400/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,341/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,948
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,720
−HK$1,799/mo
Today · 4.125%
HK$60,519
baseline
▲ 0.50% · 4.625%
HK$64,202
+HK$3,683/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,038/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,354
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,054
−HK$1,723/mo
Today · 4.125%
HK$66,777
baseline
▲ 0.50% · 4.625%
HK$70,297
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,554/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,303 · Scale 2, in force from 26 Feb 2026)