LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,638
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$1,000/mo
Today · 4.125%
HK$33,622
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,244/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,141
−HK$958/mo
Today · 4.125%
HK$37,099
baseline
▲ 0.50% · 4.625%
HK$39,054
+HK$1,955/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,198/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,966
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,147
−HK$1,200/mo
Today · 4.125%
HK$40,347
baseline
▲ 0.50% · 4.625%
HK$42,802
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$80,694/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,237
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,369
−HK$1,150/mo
Today · 4.125%
HK$44,519
baseline
▲ 0.50% · 4.625%
HK$46,865
+HK$2,346/mo
Deposit HK$5.55M · loan HK$8.32M · min. income ≈ HK$89,038/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,400/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,598
−HK$1,340/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,949
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$58,720
−HK$1,800/mo
Today · 4.125%
HK$60,520
baseline
▲ 0.50% · 4.625%
HK$64,203
+HK$3,683/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,040/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,355
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,054
−HK$1,724/mo
Today · 4.125%
HK$66,778
baseline
▲ 0.50% · 4.625%
HK$70,298
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,556/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,308 · Scale 2, in force from 26 Feb 2026)