LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$958/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,968
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,200/mo
Today · 4.125%
HK$40,349
baseline
▲ 0.50% · 4.625%
HK$42,804
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,698/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,239
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,372
−HK$1,149/mo
Today · 4.125%
HK$44,521
baseline
▲ 0.50% · 4.625%
HK$46,868
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,042/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,296
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,400/mo
Today · 4.125%
HK$47,074
baseline
▲ 0.50% · 4.625%
HK$49,938
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,148/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,279
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,601
−HK$1,341/mo
Today · 4.125%
HK$51,942
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$2,737/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,884/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,952
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,724
−HK$1,800/mo
Today · 4.125%
HK$60,524
baseline
▲ 0.50% · 4.625%
HK$64,206
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,048/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,359
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,058
−HK$1,724/mo
Today · 4.125%
HK$66,782
baseline
▲ 0.50% · 4.625%
HK$70,302
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,564/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,340 · Scale 2, in force from 26 Feb 2026)