LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,641
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$1,000/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,671
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$957/mo
Today · 4.125%
HK$37,102
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,204/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,969
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,150
−HK$1,200/mo
Today · 4.125%
HK$40,350
baseline
▲ 0.50% · 4.625%
HK$42,806
+HK$2,456/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,700/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,241
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,373
−HK$1,150/mo
Today · 4.125%
HK$44,523
baseline
▲ 0.50% · 4.625%
HK$46,870
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,046/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,298
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,676
−HK$1,400/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,281
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,602
−HK$1,341/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,954
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,726
−HK$1,800/mo
Today · 4.125%
HK$60,526
baseline
▲ 0.50% · 4.625%
HK$64,208
+HK$3,682/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,052/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,361
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,060
−HK$1,724/mo
Today · 4.125%
HK$66,784
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$3,520/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,568/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,356 · Scale 2, in force from 26 Feb 2026)