LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,645
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,629
−HK$1,000/mo
Today · 4.125%
HK$33,629
baseline
▲ 0.50% · 4.625%
HK$35,675
+HK$2,046/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$67,258/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,204
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,149
−HK$957/mo
Today · 4.125%
HK$37,106
baseline
▲ 0.50% · 4.625%
HK$39,062
+HK$1,956/mo
Deposit HK$6.94M · loan HK$6.94M · min. income ≈ HK$74,212/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,974
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,155
−HK$1,200/mo
Today · 4.125%
HK$40,355
baseline
▲ 0.50% · 4.625%
HK$42,810
+HK$2,455/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$80,710/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,245
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,378
−HK$1,150/mo
Today · 4.125%
HK$44,528
baseline
▲ 0.50% · 4.625%
HK$46,875
+HK$2,347/mo
Deposit HK$5.55M · loan HK$8.33M · min. income ≈ HK$89,056/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,303
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,681
−HK$1,400/mo
Today · 4.125%
HK$47,081
baseline
▲ 0.50% · 4.625%
HK$49,945
+HK$2,864/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$94,162/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,286
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,608
−HK$1,341/mo
Today · 4.125%
HK$51,949
baseline
▲ 0.50% · 4.625%
HK$54,687
+HK$2,738/mo
Deposit HK$4.16M · loan HK$9.71M · min. income ≈ HK$103,898/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,960
−HK$3,572/mo
▼ 0.25% · 3.875%
HK$58,732
−HK$1,800/mo
Today · 4.125%
HK$60,532
baseline
▲ 0.50% · 4.625%
HK$64,216
+HK$3,684/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$121,064/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,368
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$65,067
−HK$1,724/mo
Today · 4.125%
HK$66,791
baseline
▲ 0.50% · 4.625%
HK$70,312
+HK$3,521/mo
Deposit HK$1.39M · loan HK$12.49M · min. income ≈ HK$133,582/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$520,414 · Scale 2, in force from 26 Feb 2026)